Landlord & Rental Property Insurance

Protect Your Investment Property

A standard homeowners policy won't cover a rental property. A landlord policy is built for the unique risks that come with tenants, vacancies, and rental income.

What's Covered

Dwelling & Structure

Covers the building itself against fire, storm, hail, vandalism, and other covered perils.

Landlord Liability

Protects you if a tenant or visitor is injured on the property and sues.

Loss of Rental Income

Replaces lost rent if the property becomes uninhabitable due to a covered loss.

Other Structures

Covers detached garages, fences, and outbuildings on the rental property.

Landlord Contents

Covers appliances and furnishings you provide to tenants.

Vandalism & Malicious Damage

Covers intentional damage caused by tenants or third parties.

Property Types We Cover

Single Family Rentals
Duplexes & Triplexes
Small Apartment Buildings
Condos & Townhomes
Vacant Properties
Short-Term Rentals

Tenants are responsible for their own belongings — a landlord policy does not cover tenant personal property. Encourage your tenants to get renters insurance.

Get Your Free Landlord Quote

Tell me about your rental property and I'll find the right policy.

Request a Quote